Klarna is a credit product, so it's important to make your scheduled payments. If Klarna can't collect your payment on the due date:
They'll try to collect it again 7 days later
If that payment fails, Klarna will try one last time to collect it in another 7 days
After that, Klarna may continue to try to collect overdue and currently due payments on upcoming due dates, or invoice you separately for the unpaid total
Please note: Klarna may share information about your missed payments with credit reference agencies. This could make using Klarna or other lenders' credit products harder or more expensive in the future.
Klarna Pay in 3 and Pay in 30 are regulated credit agreements for agreements entered into on or after 15 July 2026. Agreements entered into before this date remain unregulated. Credit is subject to status and affordability checks. Terms and conditions apply